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Furthermore, clients for this kind of plan could have severe legal or criminal histories. It is very important to note that different carriers provide a series of problem ages on their assured problem plans as reduced as age 40 or as high as age 80 - best burial life insurance companies. Some will certainly likewise supply higher stated value, up to $40,000, and others will certainly permit better death benefit problems by improving the rates of interest with the return of premium or reducing the number of years till a full survivor benefit is available